Category: Homes for Sale (3)

Do I need to have a local real estate agent near me to list my house?

That is one of the questions you may have in mind. Local Real Estate Agent does provides some additional advantages in this digital age. This benefits could help seller better accomplish their goals. Some of the factors includes:-

  • Local housing trend – As someone living in Alpharetta / Milton, I can’t help noticing houses that are listed and sold. The time it takes for a home to be sold in different times of the year. Local Agent can help to come up with the most suitable strategies to list the house.
  • Knowing the area – This allows your listing to include values and explains the benefits of the neighborhood.
  • Proximity to your home – This helps as the local real estate agent could do open house easily. Be there physically to do minor inspection and recommendation for certain fixes to better prepare the home for sale.
  • Local Network – Local Agent always can always suggest the most suitable contractors and other contacts to help you better list your home.
  • Local brokers – They may allow quicker sale by pairing buyer and seller within their brokerage.

Are you looking for a local real estate agent at Alpharetta / Milton? Contact us and tell us your stories.

Are you shopping for a new home? We have come up with the top 10 tips for first time home buyer to give you some head start that you can work with. Do let me know if there is anything I can help you to own your home here in Georgia.

  1. Shopping for mortgage
    Shop around for mortgage to see which loan works best for your financial situation. Ask for banker or mortgage broker recommendation from friends and family to get the best rate. You may only want to see 2-3 lender as each time they check your credit score, it will bring down your score and affect the interest rate.
    Talk to a loan officer to advise you on the different types of loan available. It can be overwhelming at first, so educate yourself through articles on credible websites or books to get some basic understanding. You may want to check https://www.consumer.ftc.gov/articles/0189-shopping- mortgage.
  2. Loan pre-approval
    Get preapproved loan to give you the idea of the amount that you can borrow. Visiting your local banks or lenders to get more accurate amount as they will get more detailed information from you and pull up your credit score before they give you the number.
    The preapproved loan letter is good for 60-90 days depending on the lenders.
  3. House Hunting
    Once preapproved, begin the house hunting. Narrow down your likes and dislikes based on types of house, location, school, neighborhood, price, etc.
    If this will be your primary home, picture yourself living in that house for few years down the road. You may want to drive to that area for few times at different hours and days to see the community at close and maybe the traffic situation. You can also check www.city-data.com for information on the city or particular neighborhood of the property that you are interested at.
  4. Engage a real estate agent
    A good agent will explain the whole process and make you feel comfortable without feeling forced into buying a certain house. He/she will ensure that your requests and concerns are heard on your best interest.
  5. Read, read, read
    Review the Seller’s Property Disclosure (SPD), Community Association Disclosure (CAD) and the public records on the property that are available at the county clerk office.
  6. Make an offer
    Once you find your dream house, work with your real estate agent to decide on the price to offer for the house. The agent will advise you on the price to offer the seller based on the market situation and the Comparative Market Analysis (CMA) that compares between few similar houses in the area that were sold in the recent time.
    The seller might counter offer the price and the terms in the contingencies. Once the mutual acceptable price is reached, you will sign the contract, SPD and CAD. Be sure to pay more attention to the items, appliances and fixtures that are included or not included in the house sell. All these details will be specified and written in the SPD.You will be required to pass the earnest money to the broker to show your seriousness in buying the house. The earnest money will go towards your down payment and closing cost in the sales contract during the closing.
  7. Lock in the rate
    Get the best rate from your banker or mortgage broker and lock in the rate for the longest time possible so that the rate will be secured during your escrow period.
    The bank will hire a professional appraiser on the property. Make sure you keep in contact with your loan officer to ensure that everything goes accordingly and in time before closing.
  8. Home Inspection
    After you did your brief check on the house before you sign the contract, now it’s time to hire a professional inspector to inspect the house top to bottom.If there is any issues you would like the seller to fix, you will discuss with the seller whether or not he/she wants to fix it. All has to be done before the closing.
  9. Get home owners insurance quote
    You’ll need the insurance quote number to be given to the banker or mortgage broker. The insurance policy is required to be in place by the time of closing.
  10. Closing
    This is the final step to your home buying process. There will be lot going on during the closing in terms of costs and jargons that you are unfamiliar with. Before closing, it will be a good idea to ask questions to your banker or mortgage broker to list down all the costs you’ll expect to see during the closing and do as much due diligence as possible. Your realtor will help you along the way during the closing process to ease your overwhelming feeling.

As wikipedia describe Alpharetta as an affluent city located in north Fulton County, Georgia, United States. With a livability score of 86, Alpharetta is rank #1 in Georgia and #19 in the USA scoring above average for its Amenities, Crime, Education, Employment, Housing and Weather. The only that is scored bad is cost of living as compare to other cities in Georgia, but it is still low compare to many big cities around United States.

We have awesome malls like the new Avalon and also the well established North Point Mall. Where you shop for many known and local brands, dine and also enjoy movie within the mall vacinity.

Join us at Alpharetta Farmers Market every Saturday morning (Apr-Oct) at Downtown Alpharetta for local food and fresh produce from farms nearby.

For those who likes the outdoor, you can have a walk or bike at our Big Creek Greenway or let your kids out to play or swim at the Wills Park.

Not to forget many annual event like Touch a Truck, Alpharetta Food Truck Alley, 4th of July Fireworks, IronKids Triathlon, Taste of Alpharetta, Scarecrow Harvest, Alpharetta Blue Moon Fest (below) and more

Feel free to contact me if you have plan to move to this area as I have lived here for years with my family and have helped many to find their ideal home here at Alpharetta, Milton, Johns Creek and Cumming

Some of the new home at Alpharetta includes:-

Contact me if you are interested to buy/sell your home.